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Why Your Internal RFP May Not Hold Up in Court - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.culpepperrfp.com/blog-1/why-erisa-attorneys-refer monthly 0.5 2026-05-02 https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/1765387152384-8ZTLDJ0Q4A7XRN9I62IC/at-your-own-risk.jpg Blog - The #1 Reason ERISA Attorneys Refer Us — And What They Know That You Don’t - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.culpepperrfp.com/blog-1/why-erisa-attorneys-refer monthly 0.5 2025-12-10 https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/1765397444065-4EC6FHQR6LQ46VBHD6GH/unsplash-image-MYbhN8KaaEc.jpg Blog - When Silence = Risk: How Fiduciary Gaps Hide in Plain Sight - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.culpepperrfp.com/blog-1/fiduciary-litigation-lessons monthly 0.5 2026-05-02 https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/1765397847190-52C4OGLRNAQ65GFBGXZ7/news-culpepperrfp.jpg Blog - What Plan Sponsors Can Learn from Fiduciary Litigation Headlines - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.culpepperrfp.com/about daily 0.75 2026-07-13 https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/1757250214839-9CSYGQQIGUOAMR6BWQGZ/stressedout-committee-member.jpg https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/b177ef11-701d-4fa5-933c-0dac6b1cf49b/Zoe-gepfert-wendel-culpepper-rfp-culpepperrfp.com.jpg https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847831975-C3RV3R38S6QVWCMMBBCS/image-asset.jpeg https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/c6c5b927-7c05-4cab-8a71-4306ca62b131/Jay-Gepfert-Culpepper-RFP-culpepperrfp.com.jpg About The Culpepper Group - About The managing partner of Culpepper RFP, LLC… Jay Gepfert has spent more than twenty years providing retirement consulting and investment advisory services to plan sponsors of all sizes. Before founding Culpepper RFP, he was with Russell Investments, a leading international investment consulting organization — and across his career he has sat on every side of the fiduciary table: recordkeeper, investment manager, investment advisor, and plan sponsor. That 360-degree view is the firm's working advantage: when Jay evaluates a proposal, he has usually written one like it, sold one like it, and voted on one like it. Jay received his BA from Davidson College, where he played Division I tennis. A lifelong athlete and longtime coach, he now spends part of his time as a women's fast-pitch softball umpire at all levels, including collegiate — which is to say, he has years of practice standing in the middle of a contest with no stake in who wins, applying the rules the same way for everyone. His clients get the same thing. Jay has served on numerous boards and contributed to many philanthropic endeavors, and currently volunteers as a wish grantor with the Connecticut chapter of Make-A-Wish. https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/c5fe06b0-45f8-49f6-a316-0dc89f1343d8/jake-gepfert-culpepper-rfp-culpepperrfp.com.jpeg About The Culpepper Group - About Jake Gepfert… Jake manages and executes complex RFP engagements at Culpepper RFP, guiding clients to best-fit providers through structured, data-driven evaluation. He has led and supported RFPs for 3(38) investment managers, 3(21) investment advisors, PEPs, and recordkeepers, along with comprehensive fund and fee analyses — and his engagement experience extends across actuarial firms, health benefit brokers, and retirement plan service providers. Two specialties round out the firm's coverage. Jake has worked on mental health parity (MHPAEA) evaluations, supporting the compliance-focused comparative analyses that regulators increasingly request. And he brings a grounding in cybersecurity best practices to every engagement — so providers are evaluated not only on pricing and capabilities, but on data security, governance, and operational resilience, in line with the DOL's cybersecurity expectations. Jake is known for a structured approach, close attention to detail, and the ability to translate technical and fiduciary complexity into clear, actionable terms for committees. He is a graduate of Presbyterian College in South Carolina. https://www.culpepperrfp.com/services-1-1 daily 0.75 2026-07-13 https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/1777745410274-GNZSNFX8WM6TA1TPLD3H/analyzing-data-culpepperrfp.jpg https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/1782768018168-Q6LZ8EJZ28G3YY9B94ZA/documenatation.jpg https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/359eb6a5-c14b-4110-950c-280c1bf8264d/risk-management-compliance.jpg https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847831975-C3RV3R38S6QVWCMMBBCS/image-asset.jpeg https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/1675024109210-WBU2OKQWH7G5BE8N5A7R/fee-service-audit.jpg Services Overview - Fee & Service Benchmarking: Are Your Current Fees and Services Reasonable? Benchmarking compares your current provider's fees and services against current market data — without approaching the market directly. It answers the foundational fiduciary question: is what we're paying reasonable for what we're getting? The deliverable is a documented comparison your committee retains — evidence of the periodic review that participant litigation and the DOL's fee-reasonableness expectations have made essential. If the results are competitive, you have your documentation and you're done. If they're not, you have a documented basis for going deeper. Most benchmarking engagements complete in about 45 days. https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/1675024109229-L5VBVT8SF0P8OW37U6VA/RFI-services.jpg Services Overview - RFI: What Does the Market Actually Offer Right Now? An RFI gathers structured fee and service information directly from providers in the market — without the full commitment of a search. Providers respond to a consistent set of questions, so your committee gets a genuine market read rather than anecdotes and sales conversations. An RFI is the right tool when you need current market intelligence to inform a committee decision: before committing to a full search, after a provider's ownership change, or when leadership asks 'what else is out there' and deserves a documented answer. Most RFI engagements complete in roughly 60 days. https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/1675024109254-5HZ3R8NHYLD1JWP9R57D/pale-green-cactus-with-ocean.jpg Services Overview - RFP: Who Should We Hire — With Documentation That Holds Up? A full RFP is a complete, independently managed search: evaluation criteria set before proposals are reviewed, a consistent comparison applied to every respondent, finalist presentations, reference checks, fee negotiation support, and a complete decision file your organization retains. It's the right level when you're selecting or replacing a provider — or when the relationship is significant enough that the decision needs documentation that would hold up under committee, counsel, or regulatory review. Most full RFPs are started and completed within 90 days. https://www.culpepperrfp.com/contact daily 0.75 2026-05-19 https://www.culpepperrfp.com/home daily 1.0 2026-07-11 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Culpepper RFP https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Culpepper RFP https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Culpepper RFP https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847831975-C3RV3R38S6QVWCMMBBCS/image-asset.jpeg Culpepper RFP - Led by Someone Who Has Sat on Every Side of the Table Culpepper RFP is led by Jay Gepfert, who has spent his career on every side of the fiduciary table: investment manager, DC and DB recordkeeper, investment advisor and OCIO, plan fiduciary, investment committee chair, and board member. That perspective matters in an evaluation. Jay knows how providers price, how they present, and where the gaps between the proposal and the reality tend to appear — because he has written those proposals, and he has evaluated them. https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/1675024117347-G5A113HBFMYUB4Y830LU/grey-stacked-beach-stones-zen.jpg Culpepper RFP https://www.culpepperrfp.com/404 daily 0.75 2026-02-17 https://images.squarespace-cdn.com/content/v1/63d6d6e7508f3046c43347a2/1675024120793-3A8UZVEYCHFUHXUMOUC1/compass-in-hand-looking-for+direction.jpg 404 https://www.culpepperrfp.com/faqs daily 0.75 2026-07-11 https://www.culpepperrfp.com/benefit-broker-services daily 0.75 2026-07-13 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/9d48a428-fcff-42ed-8245-25042588d094/imgg-demo-Zr0XVdxX.png https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/0a46af00-18be-406f-9603-fefc97e10dda/imgg-demo-hNKPmLKj.png 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